The INFORMED Overview

By combining a number of investments and using expert investment teams Open Ended Investment Schemes ( OEIC) and Unit Trusts represent an easy way to invest in the stock market. With entry levels as low as £25 many alternative investment approaches they represent a good starting point for any portfolio. Let Informed help you to choose from the 2000 plus funds available.

Unit Trusts – The Key Benefits

  • Invest from as little a £25 per month
  • Over 2000 funds to choose from
  • OEICs represent often have lower charges
  • Makes a good fit with an ISA

Introduced with easier access and lower costs

Since being introduced in 1997 OEICs (‘oiks‘) most fund management groups have converted their unit trusts or launched these funds.

Low starting point

With entry levels as low as £25 or a lump sum of £500 many they represent a good starting point for any portfolio

Charges

Both Unit trusts and OEICs have up-front charge, typically 3%-5%, then an annual management fee of between 0.5% and 1.5%.OEICs cost less to operate because they can have several sub-funds, rather than each unit trust requires a separate entity so they should have lower charges too.

Choosing a fund

There are around 2,000 funds divided into different types or sectors. Units mainly are invested in shares but can also be bought in funds that invest in gilts and corporate bonds, other unit trusts or property.

Making and OEIC tax free

Tax-free Unit trusts and qualifying OEIC funds can be held within an ISA with the same tax benefits

Unit trusts and OEICs are both open-ended investments, in which investors can buy and sell shares of the fund.
Of course our first meeting leaves you with no obligation or cost. We look forward to helping you to become informed.

Make your first step towards getting in touch

Simply call 01628 638822 or just use the reply email.

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